7/15/2010 9:23 AM (PST)

Hi Richard, There are multiple companies in CA called American Legal Services listed with the BBB. Do you what city they are in? If you haven't taken out any cash advances, I wouldn't worry about the calls. This is a really common scam right now going around, where companies threaten to sue you because of a non-existent payday loan or a cash advance.

7/15/2010 3:10 PM (PST)

I have been receiving calls from a company United Attorney Services claiming an affidavit going against me. Refuses to submit any info to me via certified mail nor give me the address to their firm. This company is based in orange county California.

7/16/2010 2:08 PM (PST)

It's a scam. They claim their web site is under construction. That's always bull. They won't give you an address because they are worried that you will report them to the FTC. Do not answer the phone unless you see a phone ID. If you do, take note of the number and of of everything they say and tell them you are reporting them to the FTC. They will stop calling you.

7/21/2010 6:10 AM (PST)

I told them I was reporting them to the phone company and the police. No calls since.

7/21/2010 5:55 PM (PST)

Good for you !

10/5/2010 12:34 AM (PST)

I've been in the business for 20+ years, if a debt collection ever contacts you saying that you owe a past debt. It's natural to become alarmed, don't give them that satisfaction. What happens there is that you're so flared up that you misadvertently forget to ask for names of the person you are speaking with, the name of the dept, and/or supervisor's name. Debt collection personnel or staff want you to act on your emotions. The best thing to do when confronting a situation like these is to be calm, ask the person on the phone their "name in full" and their dept's name. Sometimes instead of being the collection dept, it turns out to be the customer service dept or a different dept so you could lose track. Once you have that info, continue to be polite, whether you owe the debt or not, request that they provide you with the "original" signed contract of the original creditor. Many people make the same mistake by asking for the information of the creditor that they allegedly owe. Stating it in those terms, you're just giving them time to hash out a different technique. Remember its not what you say but how you say it.